?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.aufirst=C&rft.au=Murendo%2C+C&rft.aulast=Murendo&rft.atitle=Financial+literacy+and+savings+decisions+by+adult+financial+consumers+in+Zimbabwe&rft.title=International+Journal+of+Consumer+Studies&rft.issn=1470-6423&rft.date=January+2017&rft.volume=41&rft.pages=95-103&rft.issue=1&rft.genre=article