?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.au=Kumar%2C+R&rft.aufirst=R&rft.aulast=Kumar&rft.issn=0971-3441&rft.pages=137-150&rft.atitle=Truncated+Access+to+Institutional+Agricultural+Credit+as+a+Major+Constraint+for+Rural+Transformation%3A+Insights+from+Longitudinal+Village+Studies&rft.volume=28&rft.title=Agricultural+Economics+Research+Review&rft.date=2015&rft.genre=article